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The State Bank of Vietnam has adjusted the ways to count credit growth for social housing, industrial parks and manufacturing to controls on speculation.
The State Bank of Vietnam has adjusted the way it measures credit growth for social housing, industrial parks and export processing zones. The policy aims to unlock financing for genuine housing needs and productive activity while maintaining efforts to control risks from speculation related to real-estate.
In a notice sent to 25 commercial banks, the State Bank of Vietnam said that from 1 January through 31 December 2026, any additional outstanding loan balances compared with the end of 2025 in these three priority categories will not be counted as real-estate credit when determining and managing the sector’s credit growth rate.
Experts say industrial parks and export processing zones play a crucial role in attracting foreign investment, expanding manufacturing capacity and boosting exports. With global supply-chain relocation still underway, unlocking credit for industrial infrastructure is expected to improve competitiveness and draw more FDI into Vietnam.
The new policy is also expected to help businesses accelerate site clearance, complete infrastructure and expand industrial land fund.
Hai Phong News
