Gửi bình luận
Bank lending in Hai Phong remained stable in the first half of 2026 as credit continued to grow, with lending focused on production and business activities.
According to the State Bank of Vietnam, outstanding credit across the banking system reached VND 20.03 quadrillion as of June 29, 2026, up 7.73% from the end of 2025, injecting around VND 1.4 quadrillion into the economy.
Against this backdrop, lending in Hai Phong continued to grow, with credit increasingly directed towards production, business activities and higher value-added sectors.
Nguyen Thi Dung, Director of the State Bank of Vietnam's Region 6 branch, said the branch had instructed credit institutions from the beginning of the year to pursue safe and efficient credit growth while prioritizing lending to production, business activities and priority sectors in line with government and central bank policy.
By the end of June, deposits in Hai Phong were estimated at VND 679.576 trillion, up 4.68% from the end of 2025 and 10.15% from a year earlier. Outstanding loans were estimated at VND 545.743 trillion, an increase of 7.51% from the end of last year and 19.02% year on year.
Credit continued to be channeled into sectors linked to production and the city's key growth drivers. Outstanding loans to agriculture and rural development reached an estimated VND 125 trillion, up 5.3% from the end of 2025. Lending to small and medium-sized enterprises rose 13.19% to VND 110 trillion, while credit to supporting industries climbed 38.51% to an estimated VND 25 trillion.
Duc Khang Hai Phong Co., Ltd., a construction and building materials company established earlier this year in Thanh Dong Ward, secured a working capital loan of more than VND 3 billion from BIDV Thanh Dong. According to company director Bui Thi Bich Ngoc, the financing has enabled the company to purchase construction materials, carry out contracts and prepare resources for its market expansion plans.
Interest rates in Hai Phong remained stable, enabling banks to maintain funding capacity and roll out lending programs tailored to different customer groups.
Alongside providing credit, many banks have proactively worked with businesses to develop financing plans and complete documentation early, helping shorten appraisal and loan disbursement times.
According to Phung Tuan Kiet, Director of Agribank Hai Duong, demand for financing from the agricultural sector, rural borrowers, household businesses and small enterprises continued to increase during the first half of the year. The bank has worked closely with customers to develop financing plans, review cash flows and complete loan documentation, making it easier for borrowers to access credit.
Among industrial enterprises and foreign-invested companies, demand has expanded beyond loans to include international payment services, guarantees, foreign exchange transactions and cash management.
Pham Thi Thuy, Director of VietinBank Hong Bang, said the bank focuses on providing financial solutions tailored to each customer's production cycle, helping businesses use capital more efficiently while reducing financing costs.
Major manufacturers including Hyundai Kefico Vietnam Co., Ltd., GFT Vietnam Co., Ltd., Vietnam Toyo Denso Co., Ltd. and Dong A Aluminum Co., Ltd. use both credit facilities and banking services to support production, international payments and cash management. This shows that banks are providing not only credit but also financial solutions tailored to the operational needs of businesses.
As Hai Phong's industrial and export sectors continue to expand, greater demands are being placed on the banking system. In addition to meeting working capital needs, credit institutions are expected to support businesses in cash flow management, cross-border payments, foreign exchange risk management and financing cost optimization. A broader range of banking products and services enables businesses to focus on production while strengthening their competitiveness in domestic and global supply chains.
Hai Phong News
